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Understand what demonetization of Rs. 500 and Rs.1000 means to us – the common man.


Early morning I woke up to two major changes and a bunch of memes floating around. One – a little MODIfication of our economy. The other – an election result of a progressive super power, While both the changes are bound to impact us, let us talk about the one closer to home.

We took some professional help from the top chartered accountants registered with  to understand what demonetization of Rs. 500 and Rs.1000 means to us – the common man. What are its implications on us? And what is potentially the next move?

Here is what you need to know:

What is this about?

The directive is – The notes issued by RBI till November 8, 2016 will now lose their legal tender character.

 “Which simply means, these cannot be used for transacting business and/or storage of value for future usage. These bank notes can be exchanged for value at any of the 19 offices of the Reserve Bank of India or at any of the bank branches or at any head post office or sub-post office.”


What are the repercussions?

Speculations are rife about the impact of this move by Modi. Some call it an admirable move, some call it a nuisance and there are even some who are clueless. Some repercussions can be as follows:


  1. Individuals – The impact on them is negligible. All you need to do is get your 1000 and 500 rupee notes exchanged. So your cash in hand will become money in your bank account in case the sum > Rs. 4000. Any amount < Rs. 4000 will be given back to you in cash in accepted (legal) bank notes.
  2. Salaried professionals needn’t worry too much as they do not have much black money. They also get paid via net banking and the transactions are accounted for.
  3. Small business owners needn’t worry as most of their transactions are recorded and made online.
  4. Farmers or rural areas without access to banks or internet facilities might suffer a bit in the short term, until a proper infrastructure is setup.
  5. Fall in real estate prices as this will cause a decrease in the purchasing power of people. Hence, a decrease in demand and an over abundance of supply will cause the lowering of prices.
  6. Increase in prices of precious metals (as people will tend to get rid of black money by investing in them)

What can you do?

What we can do to come up from this situation is


  1. Educate as many as possible.
  2. Support the move. As we can finally gain an understanding of the amount of money/wealth present in India currently. This will lead to a conversion of money to online mediums and help in improved tracking.
  3. Help out those in the lower economic segment by educating them and not getting rid of your notes with their ignorance.
  4. If the cash (Rs. 4000) is not enough for your needs, start paying more through net banking, online, mobile wallets. This is a good time to start going digital!
  5. If you do not have a bank account, its time you open one. Bank accounts (depending on their kind) give you interest on your balance as well.
  6. Once the ATMs are functional, you can withdraw cash from ATMs up to a maximum of Rs 2,000 per card per day till November 18. The limit will be raised to Rs 4000 per day per card from November 19. Otherwise, you can always withdraw cash against a cheque.
Comment your views to help and reach out common people of India

Mobile App Development trends in 2016


It’s been 8 eventful years since the mobile revolution took flight in 2008, and for all associated with the vast world of mobile apps, there is no looking back. Not only does it bring myriad opportunities for connoisseurs of mobile app development, the end users of mobile application are the biggest benefactor considering the value it has added to everyday life, education, entertainment quotient and improving business productivity. Presenting a consolidated report on the thriving Mobile App Development trends in 2016.

What Makes Mobile App Development the Most Lucrative Business Opportunity?

Market Research firm Gartner predicts smart devices to drive an estimated 310 billion downloads and $74 billion in revenue for mobile app stores by 2016. This is encouraging considering iTunes App Store having accepted the submission of more than 53,942 yearly submissions in 2015 (with almost 1000 apps per day) – the rise can be pitted at 13 % annually.

But, what’s driving the Mobile app development demand? Well, studies have been consistently pointing at engagement-driven in-app purchases and an integrated cross-device experience fueling this demand. The new iOS 9 update although with small changes is stated to make big impact in mobile app development in 2016. Similarly, Android developers are also benefiting from the latest Google update in building apps that thrive competition and show on top of the charts.

However, mobility requires mastering of a wide range of technologies and capabilities so as to unlock its full potential. Here are the top 5 must-have technologies, businesses should include as part of their Mobile App Development Strategies for 2016:

Multiplatform/ Multi-architecture AD Tools
With many multiplatform development tools available, it is now indispensable for businesses to procure application development (AD) tools to support a “3 x 3” future that is an assimilation of 3 key platforms (AndroidiOS and Windows) and 3 app architectures (native, hybrid and mobile Web using HTML5). This is important considering its complex balancing act in trading off many technical and nontechnical issues.

One of the most powerful tool that can play a key role in mobile app development in 2015, considering its ability to deliver apps across multiple platforms, especially for employee-facing situations when the highest quality of user experience isn’t essential. Besides being supported in most versions of smartphones and tablets, HTML5 when it comes to coding, complements but does not replace native code. So users should be ready to experience disappointing on poor-performance smartphones and slow network connections.

Advanced Mobile UX Design
Mobile UX design is going to play an exceptional role in mobile app development in 2016, as app developers by now have realized the flipside of poor user experience – one of the most common contributors to low app-store ratings. High-quality mobile app UXs is indispensable considering it directly impact ROI or customer satisfaction.

High-Precision Location Sensing
Identifying an individual’s location in a precise area can be a key enabler for the delivery of highly relevant contextual information and services. You can find apps harnessing precise indoor location currently use technologies such as Wi-Fi, imaging, ultrasonic beacons and geomagnetics. This is crucial considering an increase in use of beacons (based on the low-energy Bluetooth Smart standard) in 2016.

Wearables or wearable apps are to be the most watched out for in 2016 as they fuel your healthcare sensors, smart jewelry, smart watches, display devices. The wearables industry is expected to grow into a multibillion-dollar market, and trends reflect at a sizable domination by sports and fitness sensors.

Top Mobile App Development Trends to Drive Business in 2016

App Security to be in focus
With over 75 percent of mobile apps facing basic security measures through 2015, it is also likely to be the prime focus in 2016. Even though platforms like Apple’s iOS 9 or Android 6.0 Marshmallow is already known for its high-end security features, developers has to ensure that the secure running of the apps, without negotiating the integrity of the platform.

Cloud-based Apps to be the flavor of the year
After playing a comprehensive role in mobile app development in 2015, cloud technology is all set to continue spreading its magic in 2016. One of the reasons for the success of cloud-based apps is that developers can keep the actual size of their mobile apps small; and secondly, cloud compatibility allow users to sync their apps across multiple devices.

Enterprise App will Receive More Traction
Studies predict enterprise apps to show more traction in 2016 over consumer apps, with almost 20 percent of global developers targeting this segment considering better ROI. It is also estimated that 35 percent of all large enterprises will have their own mobile app development platforms.

Mobile Banking and M-commerce
19 per cent of commercial sales as per recent studies is found to be coming either through a smartphone or tablet. Moreover, with the use of mobile phones to become as smart as using cards while shopping; analysts predict this trend to continue in the upcoming years – irrespective of whether it involves transferring money or shopping online. This means developers will focus more on developing mobile apps that can do transactions simply using credit cards.

Are you ready to take on the world?

Well, there is a lot of enthusiasm amongst mobile app developers regarding mobile application development trends in 2016 as innovative concepts, trending technologies and challenging platforms are opening up opportunities for creating enhanced applications. So if you have got an app idea, this is absolutely the right time to convert it into reality. Get in touch with us NOW!

5 Reasons to Choose PHP plus Symfony2 over Ruby on Rails

  1. Experienced PHP developers are easier to find.

Why are experienced PHP developers more abundant than experienced Ruby developers? Perhaps PHP developers are more common because PHP is easy to get started with. With a simple text editor, basically anyone can write some PHP code and quickly see it in action. What’s more, PHP is error-tolerant; in other words, one typo does not kill all functionality. PHP was built bit by bit over time, organically, with no definitive master plan. This is often cited as one of its flaws, but it also means that PHP can be used in a more modular manner than, say, Ruby.

Clearly there is a long way to go between getting your feet wet and being an “experienced” programmer. While we can’t say precisely why there are more experienced PHP developers today, our experience tells us that it is so.

The greater availability of experienced PHP developers makes PHP development an advantageous decision for your business or startup for three reasons:

  1. The ability to quickly find additional PHP developers speeds up development time.
  2. It’s easier to find programmers who can take over or extend pre-existing projects.
  3. Perhaps most significant, ** **PHP development costs may be less, specifically because there are more PHP developers in the labor market.
  4. PHP 7 is faster than Ruby.

In terms of speed, PHP 6 was more or less in line with Ruby. Now, PHP 7 boasts a 30-40% performance boost compared to previous versions of PHP. In short, the latest version of PHP can offer the same functionality, but provide it faster than Ruby. These time savings may not be mission critical. And Ruby may get impressive performance improvements in future releases. Still, PHP performs well (and is light on server resources: see point 4), which makes it a solid contender for your next development project.

3.It’s easier to involve new developers in PHP + Symfony2 projects.

PHP and Ruby both have accompanying web development frameworks. With Ruby, the preeminent framework is called Rails (thus, “Ruby on Rails”). PHP has a number of popular development frameworks, including Zend, Yii, Laravel, and Symfony2. Here at Altumcore Technologies (when working in PHP) we’re partial to Symfony2.

Because Symfony2 lets you use just one component or a few components – but do not necessitate using the whole framework – it is easier for a new developer to get involved in a project. Instead of needing to learn an entire framework from day one, they can focus exclusively on one component at a time. Step by step, a developer may cover the features of Symfony2 faster than Rails.

On the other hand – assuming you already know the Rails framework – it is likely faster to develop in Rails; components are more tightly integrated. For this reason, Ruby on Rails is often used for prototyping projects, or for early versions of projects that may even eventually be re-written and deployed in the PHP programming language.

  1. Symfony2 requires fewer server-side resources.

Symfony2 is lighter than Rails on server resources. This is great for businesses, potentially meaning lower web hosting costs for the same performance. Perhaps more significantly, PHP (the language that powers Symfony2) is supported on virtually all web hosts, giving you plenty of hosting options to meet your exact business requirements. Symfony2 also scales well. If your site’s popularity booms, it’s pretty easy to add more server capacity to meet that demand.

  1. Symfony2 has better quality control, and offers LTS releases.

“Enterprise” editions and Long Term Support (LTS) releases are a big deal when software is business-critical. Symfony2 offers LTS releases. Rails do not.

Symfony2 is open source, though functionality is developed and tested primarily by SensioLabs, a French-based PHP development company. Many open source developers also contribute to the Symfony project, and SensioLabs performs a lot of testing and checks commits from open source contributors. All told, this means that Symfony has better quality control than Rails. Most features of Rails are open source contributions, and are not checked by any ‘higher’ authority.

Note: SensioLabs also offers valuable training and certification opportunities for Symfony2. No precise analogue is available for Rails.

“Starting from the principle that ‘an undocumented line is a line that does not exist,’ you will also find many works dedicated to Symfony2, which will help you throughout the development of your sites and applications.”

Symfony2 supports several versions of PHP; as of January 2016, it supports PHP version 5.5.9 or later (released February 2014). This means that the current version of Symfony2 supports any version of PHP that has been released in the last two years. Rails 4.25, the current stable release, ‘prefers’ Ruby version 2.0 or later (released February 2013). Thus, both Symfony2 and Rails offer support for language versions going back at least two years. However, it is worth noting that Ruby has seen fewer major updates over the past few years than PHP has.

Final Considerations

  • Rails is not optimal for fast growth, but is well-suited for prototyping.
  • Symfony2 is a stable and capable framework for long-term projects.
  • Symfony2 offers professional – and thorough – training and certification options.
  • Symfony2 has a components system, so you can use just one component in a project; you don’t have to use the entire framework.


Ruby on Rails and PHP plus Symfony2 offer approximately the same functionality. That said, PHP with Symfony2 may be a bit faster, easier to support, lighter on server resources, and more backwards compatible than Ruby on Rails. **Most significantly, at present it is likely cheaper to develop functionality in PHP with Symfony2 than it is to develop the same functionality in Ruby on Rails. **Ultimately, Ruby on Rails and PHP with Symfony2 are only tools. They both serve certain purposes well. Which you choose for your project will depend on your particular needs, your team’s expertise, and your budget.

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